Is it really possible to provide market-based health coverage to all working Americans? Or is some form of public plan the only way to assure affordable coverage, as many liberals insist?
The House replacement for the Affordable Care Act (ACA), or Obamacare, foundered in large part because Republicans could not agree on fundamental design issues for structuring a subsidy for private coverage. The heart of the ill-fated plan was a refundable tax credit for the purchase of private health insurance; making the credit refundable meant money would be available to the nearly half of American…

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